Privacy Policy – mirayafinmart.com

🛡️ 1. Privacy Commitment

Miraya Finmart Private Limited is committed to maintaining the highest standards of privacy. In line with the DPDPA 2023, we process your personal data only for specified, lawful purposes.

🎯 2. Scope & Applicability

This policy applies to all prospective and existing investors interacting with our platforms, website, and physical documentation during onboarding.

📑 3. Information We Collect

We collect Identity Data (PAN, Aadhaar), Contact Data (Mobile, Email), and Financial Profile details (Income range, Bank account for SIPs) as mandated by SEBI/AMFI.

⚙️ 4. Purpose of Collection

Your data is used strictly for processing mutual fund transactions, completing KYC Registration (KRA), and conducting investment suitability assessments.

🤝 5. Data Sharing Rules

Sharing is strictly restricted to ecosystem partners (AMCs, RTAs like CAMS/KFintech) for transaction fulfillment and regulatory identity verification.

🔒 6. Data Storage & Security

Digital records are stored on encrypted storage with mandatory access controls. Physical records are kept in secure, access-controlled environments.

🗑️ 7. Data Retention & Disposal

As per SEBI guidelines, we retain transaction data for a minimum of 8 years post the end of the business relationship.

⚖️ 8. Rights Under DPDPA 2023

You have the right to access, correct, and erase your data under the DPDPA 2023, subject to regulatory retention mandates.

🍪 9. Cookies

Our website uses cookies to enhance browsing experience, remember preferences, and analyze traffic to improve our service offerings.

🔗 10. Third-Party Links

Our website contains links to external sites (SEBI, AMFI, AMCs). We are not responsible for the privacy practices of these third-party entities.

🔄 11. Changes to This Policy

We may update this policy to reflect changes in law or our practices. The latest version will always be published on this page.

📧 12. Contact Us

Grievance Officer: Hitesh Dad
Email: contact@mirayafinmart.com
Office: Shop No. 3, Bharat Soap Factory,, College Road,, Bhilwara 311001, Rajasthan, India

Miraya Finmart Private Limited
AMFI Registered Mutual Fund Distributor
CIN: xxxxxxxxxxxxxxxxxxxx
ARN-xxxxxx – Validity: xx-xxx-xxxx to xx-xxx-xxx
Registered Office: Shop No. 3, Bharat Soap Factory,, College Road,, Bhilwara 311001, Rajasthan, India
Phone: +91 9887751666 | Email: contact@mirayafinmart.com

Disclaimers:

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Miraya Finmart Private Limited receives commission from Asset Management Companies (AMCs) for distribution of Mutual Fund products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions include trail commission. No commission or fee is charged directly to investors for Mutual Fund distribution.

Miraya Finmart Private Limited makes no warranties or representations, express or implied, on products offered through its platform. We are a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser. For personalised investment advice, please consult a SEBI-registered Investment Adviser. The Company accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services.