Investor Charter

Rights & Obligations of Investors

Your rights as an investor, your obligations, and our commitments to you — as per the SEBI Investor Charter and AMFI Master Circular (January 2026).

Your Rights as an Investor

S.NoRightDescription
1Complete InformationReceive complete, accurate, and up-to-date information about MF schemes including SID, SAI, KIM, factsheets, and portfolio disclosures before investing.
2Commission TransparencyReceive disclosure of all commissions (trail or other forms) received by the distributor for schemes being recommended.
3Account StatementsReceive transaction confirmations, account statements, and Consolidated Account Statements (CAS) from RTAs.
4Grievance RedressalLodge complaints and receive timely resolution through internal mechanisms, SEBI SCORES, or SMART ODR.
5Plan ChoiceSwitch from Regular Plan to Direct Plan at any time without any exit charges from the distributor.
6Risk ProfilingReceive risk profiling before any recommendation and get suitable investment suggestions matching your assessed risk category.
7Data PrivacyPrivacy and data protection as per DPDPA 2023 and applicable SEBI/AMFI regulations.
8Unsuitability DeclarationReceive Unsuitability Declaration if choosing to invest in a scheme that does not match your risk profile.
9Data AccessAccess personal data held by us and request correction or deletion as per regulations.
10Distributor ChoiceChoose any distributor, switch distributors, or invest directly through AMCs at any time.

Your Obligations as an Investor

S.NoObligationDescription
1Accurate InformationProvide accurate and complete personal, financial, and KYC information for transactions.
2Read DocumentsRead all scheme-related documents (SID, SAI, KIM) carefully before making any investment decision.
3Honest Risk AssessmentComplete risk profiling questionnaire honestly, reflecting true financial situation.
4Report ChangesInform distributor promptly of any change in personal details or risk appetite.
5Understand RisksUnderstand that MF investments are subject to market risks and past performance is not a guarantee.
6Retain RecordsRetain copies of all transaction-related documents and account statements.
7Report IssuesReport any unauthorised transactions or discrepancies to us and AMC/RTA immediately.

Do's and Don'ts for Investors

✓ DO's

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Invest through AMFI-registered regulated entities only

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Keep login credentials, passwords, and OTPs confidential

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Issue payments only in the name of the Mutual Fund scheme

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Verify your account statement and CAS regularly

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Read the SID, SAI, and KIM before investing

✗ DON'Ts

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Do not invest based on speculation or informal advice

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Do not fall for promises of assured or exorbitant returns

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Do not issue blank cheques or blank transaction instructions

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Do not use third-party bank accounts for subscriptions

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Do not invest without reading SID/SAI/KIM documents

Miraya Finmart Private Limited
AMFI Registered Mutual Fund Distributor
CIN: xxxxxxxxxxxxxxxxxxxx
ARN-xxxxxx – Validity: xx-xxx-xxxx to xx-xxx-xxx
Registered Office: Shop No. 3, Bharat Soap Factory,, College Road,, Bhilwara 311001, Rajasthan, India
Phone: +91 9887751666  |  Email: contact@mirayafinmart.com

Disclaimers:

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Miraya Finmart Private Limited receives commission from Asset Management Companies (AMCs) for distribution of Mutual Fund products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions include trail commission. No commission or fee is charged directly to investors for Mutual Fund distribution.

Miraya Finmart Private Limited makes no warranties or representations, express or implied, on products offered through its platform. We are a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser. For personalised investment advice, please consult a SEBI-registered Investment Adviser. The Company accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services.