📊 SIP + Lumpsum Calculator
Instantly visualize your investment growth and plan your financial future
Investment Details
₹
₹
%
Years
Total Investment
₹6,00,000
Estimated Returns
₹5,52,129
Total Value
₹11,52,129
Wealth Growth Over Time
Invested vs. Returns
Investment Breakdown
Monthly Investment (SIP):
₹5,000
Lumpsum Investment:
₹1,00,000
Investment Period:
10 years (120 months)
Expected Return:
12% per annum
Total Invested:
₹6,00,000
Wealth Gained:
₹5,52,129
Final Amount:
₹11,52,129
SIP + Lumpsum Investments: Tips & Insights
Combine SIP and lumpsum investments to maximize your wealth creation potential while managing risk. Our calculator helps you visualize how regular monthly investments (SIP) and one-time lump investments can grow together over time.
Best Practices
- Set SIP and lumpsum amounts based on your financial goals and risk appetite
- Review your investment plan annually and increase SIP amount for higher future value
- Prefer SIP for rupee cost averaging; use lumpsum for timely opportunities or windfalls
- Consider diversification across funds and asset classes
Important Reminders
- Investment returns are subject to market fluctuations
- Increasing SIPs over the years boosts total wealth
- Lumpsum is ideal for larger one-time investments, but watch entry timing
- Consult a financial advisor for personalized strategy and tax planning
Disclaimer: This is an illustrative projection based on inputs provided and does not assure or guarantee future returns. Assumptions include compounded annual growth and inflation as stated above. Charges, taxes, and actual fund performance may affect outcomes.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.