Legal Compliance

Terms & Conditions

Please read these terms carefully before using our website or services.

Last Updated: April 2026

1. Acceptance of Terms

By accessing and using the website of Miraya Finmart Private Limited, you agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable SEBI and AMFI regulations. If you do not agree with any of these terms, please do not use this website. Your continued use of the website constitutes acceptance of any updates or changes to these terms.

2. Nature of Services

Miraya Finmart Private Limited is an AMFI Registered Mutual Fund Distributor (ARN-xxxxxx). We provide mutual fund distribution services under regulated frameworks. We are NOT a SEBI-registered Investment Adviser. Any information provided is general in nature. For personalised investment advice, consult a SEBI-registered Investment Adviser.

3. Your Responsibilities

You are responsible for: (a) Providing accurate personal and financial information; (b) Completing KYC requirements as mandated; (c) Reading all scheme-related documents (SID, SAI, KIM) before investing; (d) Maintaining confidentiality of your login credentials; (e) Reporting any unauthorised access or transactions immediately; (f) Informing us of any change in personal details, financial circumstances, or risk appetite.

4. No Guaranteed Returns

Mutual fund investments are subject to market risks. The Company does not guarantee any specific returns, minimum returns, or capital protection on any investment. Past performance is not indicative of future returns. The value of investments can go up or down based on market conditions.

5. Commission & Fees

We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes. This commission is part of the scheme's Total Expense Ratio (TER) and does not increase your investment cost. No separate fee or commission is charged directly to investors for mutual fund distribution. Commission details are available on our Commission Disclosure page.

6. Privacy & Data Protection

Your personal and financial data is collected, stored, and used in accordance with our Privacy Policy and the Digital Personal Data Protection Act, 2023 (DPDPA). We do not sell, rent, or share your data with third parties for marketing purposes. Refer to our Privacy Policy for complete details.

7. Intellectual Property

All content, logos, trademarks, images, and design elements on this website are the property of Miraya Finmart Private Limited or their respective owners. Unauthorised use, reproduction, distribution, or modification of any content is prohibited and may violate applicable copyright and trademark laws.

9. Limitation of Liability

Miraya Finmart Private Limited makes no warranties or representations, express or implied, on products offered through this platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services. This limitation applies to all claims whether based in contract, tort, negligence, or any other legal theory.

10. Grievance Redressal

For complaints, contact support@mirayafinmart.com or +91 9887751666. Our complete grievance redressal mechanism with escalation matrix and timelines is detailed on the Investor Grievance Redressal page. Unresolved complaints may be escalated to SEBI SCORES (scores.sebi.gov.in) or SMART ODR (smartodr.in).

11. Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from or in connection with these Terms or the use of this website shall be subject to the exclusive jurisdiction of the courts in Bhilwara, Rajasthan.

12. Amendments

We reserve the right to modify, update, or revise these Terms and Conditions at any time without prior notice. The latest version will always be available on this page. Your continued use of the website after any changes constitutes your acceptance of the revised terms.

Miraya Finmart Private Limited
AMFI Registered Mutual Fund Distributor
CIN: xxxxxxxxxxxxxxxxxxxx
ARN-xxxxxx – Validity: xx-xxx-xxxx to xx-xxx-xxx
Registered Office: Shop No. 3, Bharat Soap Factory,, College Road,, Bhilwara 311001, Rajasthan, India
Phone: +91 9887751666  |  Email: contact@mirayafinmart.com

Disclaimers:

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Miraya Finmart Private Limited receives commission from Asset Management Companies (AMCs) for distribution of Mutual Fund products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions include trail commission. No commission or fee is charged directly to investors for Mutual Fund distribution.

Miraya Finmart Private Limited makes no warranties or representations, express or implied, on products offered through its platform. We are a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser. For personalised investment advice, please consult a SEBI-registered Investment Adviser. The Company accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services.